ICICI Bank Ltd. is a leading private sector bank in India. ICICI Bank was originally promoted in 1994 by ICICI Limited.  ICICI was formed in 1955 at the initiative of the World Bank, the Government of India and representatives of Indian industry. The principal objective was to create a development financial institution for providing medium-term and long-term project financing to Indian businesses. Until the late 1980s, ICICI primarily focused its activities on project finance, providing long-term funds to a variety of industrial projects. With the liberalization of the financial sector in India in the 1990s, ICICI transformed its business from a development financial institution offering only project finance to a diversified financial services provider that, along with its subsidiaries and other group companies, offered a wide variety of products and services. As India’s economy became more market-oriented and integrated with the world economy, ICICI capitalized on the new opportunities to provide a wider range of financial products and services to a broader spectrum of clients.

Business area of bank

ICICI  Bank is  a  large  private  sector  bank  in  India  offering  a  diversified portfolio of financial products and services to retail, SME  and  corporate  customers.  The  Bank  has  an  extensive  network  of  branches,  ATMs  and  other  touchpoints. It is at the forefront of leveraging technology and offering services through digital channels like mobile and internet banking. The offers deposit, credit and other financial products and services to individuals,    households and small businesses across India, through digital channels and extensive branch network spanning urban and rural areas. It also offers select products like deposits and remittances to non-resident Indians, and local market offerings in select international geographies. It offers financial solutions to large and medium sized companies and their business and channel partners, and to financial and government/public sector entities. The product offerings include deposits, long-term finance, working capital, trade, cash management, transaction banking and treasury management. In addition to its network  in  India,  it leverages  its  international  presence  to  meet  the  cross-border requirements of its clients.

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